Open Banking – the introduction of new services and more choice for customers and increased competition across Financial Services - has been the dream of regulators for many years. The introduction of the Second Payment Services Directive (PSD2) has made this dream a reality across Europe.

Third party developers can now build applications and services around customer data held by financial institutions using Open APIs. This raises interesting challenges and exciting opportunities for both banks and service providers as we move into a new era of Open Banking.

Open Banking and the power of partnerships

We work extensively with our alliance partners Accenture and Microsoft to help our clients make the most of the opportunities provided by Open Banking. Collectively we employ some of the World’s leading experts in Open Banking, practitioners with first hand experience of delivering successful projects for major Financial Services organisations.

We gathered six of our best to ask them burning questions on Open Banking. Watch the videos below to hear their answers.

Our "six" are Paul Bowen and Mohan Naidu from Avanade, Amit Mallick and Thomas Paar from Accenture and Richard Peers and Howard Bush from Microsoft.

    The Azure API management accelerator

    Financial services firms need to react quickly as Open Banking becomes a reality in many markets. They need to develop, test and validate new value propositions faster and more effectively than their competitors.

    That’s why Avanade and Accenture have created a unique API management accelerator, hosted on Microsoft Azure. The accelerator enables firms to fast-track innovation with Open APIs and provides them with the ability to market-test new value propositions and engage with innovative fintechs and partners via a marketplace model.


    PSD2 and Open Banking

    Download the practical guide from Avanade, Accenture and Microsoft.


    The future of banking starts here!

    Discover three visions for banking and hear from our clients on life in this post-PSD2 world.


    Are fintechs really the enemy of established banks?

    That’s not the view of Financial Services expert Paul Bowen – find out why.

    Customer experience and your bottom line

    Executive summary for banking and capital markets.

    How to become a digital bank

    Point of View: You need to serve today’s digital customers and create a digital workplace.

    Introducing smart banking

    OnWindows Article: How to implement technology for a more innovative customer experience.

    The everyday bank

    Research: Accenture’s take on how digital technology is revolutionising customer ecosystems.

    Allied Irish Bank empowers its employees with new collaboration tools to better serve customers

    AIB partnered with Accenture and Avanade to implement Microsoft 365 in the cloud.

    Federal Home Loan Bank of Chicago (FHLBank Chicago) and Avanade celebrate by giving back

    Avanade provides customer relationship management (CRM), workplace collaboration, data, artificial intelligence and cloud solutions to Federal Home Loan Bank of Chicago.

    ABN AMRO embraces DevOps to continually give employees cutting-edge digital workplace tools

    ABN AMRO embraces DevOps to continually give employees cutting-edge digital workplace tools.

    Analytics and AI

    Create the advantage you need for the future-ready business.

    Cloud and Application Services

    Let your applications drive your infrastructure.

    Next steps

    Find out how we can help your bank undergo digital transformation.

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